Terms and Conditions

Acceptance of Terms

By using calytronivea's services, you agree to be bound by these terms and conditions.

These terms constitute a legally binding agreement between you and calytronivea.

Definitions

For the purposes of these terms:

• • "Service" refers to our financial planning subscription and consultation offerings
• • "User" or "Client" refers to individuals subscribing to our services
• • "Content" includes all information, materials, and resources provided through our platform
• • "Company," "we," or "us" refers to calytronivea and its representatives

Service Description

calytronivea provides subscription-based financial planning consultations and analytical reviews. Services include regular consultations, financial analysis, and ongoing planning support.

Services are available to Australian residents aged 18 and over. Service availability may vary based on location and regulatory requirements.

User Responsibilities

As a service user, you agree to:

• • Provide accurate and complete information for consultations
• • Maintain confidentiality of account access credentials
• • Use services only for lawful purposes and personal financial planning
• • Respect intellectual property rights of all materials provided
• • Notify us promptly of any changes affecting your financial situation

Prohibited Uses

You may not use our services to:

• • Violate any applicable laws or regulations
• • Share account access with unauthorized third parties
• • Attempt to reverse engineer or copy our proprietary methods
• • Use information for commercial purposes without written consent
• • Interfere with the security or functionality of our systems
• • Misrepresent your identity or provide false information

Intellectual Property

All content, methodologies, and materials provided through our services remain the intellectual property of calytronivea.

Users may not reproduce, distribute, or create derivative works from our proprietary content without express written permission.

Privacy

Your privacy is important to us. Please review our Privacy Policy for detailed information about data collection and usage practices.

Limitation of Liability

To the maximum extent permitted by Australian law, calytronivea shall not be liable for any indirect, incidental, or consequential damages arising from service usage.

Our total liability for any claims shall not exceed the amount paid for services in the 12 months preceding the claim.

Indemnification

Users agree to indemnify calytronivea against claims arising from misuse of services, violation of terms, or provision of false information.

Dispute Resolution

We encourage resolution of disputes through direct communication with our team.

Termination

Either party may terminate service subscriptions with 30 days written notice. Immediate termination may occur for breach of terms.

Upon termination, access to services ceases and certain data retention obligations apply as outlined in our Privacy Policy.

Governing Law

These terms are governed by Australian law and the laws of the state or territory where services are provided.

Severability

If any provision of these terms is deemed invalid, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between parties.

Changes to Terms

We may modify these terms periodically to reflect changes in services, regulations, or business practices.

Material changes will be communicated through email or website notifications at least 30 days before taking effect.

Contact Information

For questions about these terms, contact us at contact@calytronivea.com or +61 3 1239 2170.